KanoOnline.com Forum

Please join us to welcome a new member {REALNAME} to Kano Online Forum.

Please join us to welcome a new member {REALNAME} to Kano Online Forum.

Please join us to welcome a new member {REALNAME} to Kano Online Forum.

Thanks for sharing this bamalli. Very useful.

Do read again carefully and send it to others again. It might just help someone.

We are all old, so everyone should pay attention. Please take a minute to read this article. It may be helpful to you, your family, and your friends.

There was a gathering of old classmates. A lady tripped and fell during a barbecue. Her friends suggested seeing a doctor, but she was sure that she was fine. She just tripped on a brick because of her new shoes. The classmates helped her clean up and served her a plate of food. Then she enjoyed the rest of the time with everyone.

After the gathering, her husband called to inform everyone that she was sent to the hospital and died at 6 PM because she had a stroke during the barbecue.
If they knew how to identify the signs of a stroke, she might still be with everyone now.

In fact, stroke has precursors and can be prevented.  A neurosurgeon said that if he could reach a stroke patient within three hours, he could completely reverse the consequences of a stroke.

The secret is to identify the problem of stroke and get the patient treated within three hours, which is not difficult.

To identify a stroke,
let us remember the three steps of S, T, and R. Please read and learn!
If people around you cannot recognize the signs of a stroke, the stroke patient will suffer severe brain damage.

Just ask three simple questions

S: (Smile)
Ask the patient to smile
The corners of the mouth will droop

T: (Talk)
Ask the patient to say a simple sentence (be organized and coherent) For example: Today is a sunny day.

R: (Raise)
Ask the patient to raise both hands.
One hand will fall off

Note:
Another sign of stroke is: ask the patient to stick out the tongue. If the tongue is "bent" or tilted to one side, it is also a sign of stroke.

If the patient cannot do any of the above four actions, he should call the ambulance  immediately and describe the symptoms to the paramedics!

A cardiothoracic physician emphasized that
If everyone who receives this email can forward ten copies to others, at least one life will be saved.

I have done my part!
I hope you will do your part too.
Please forward and forward!

Give roses to others, and the fragrance will remain on your hands!

Give this message to others, and the fragrance of virtue will remain in your heart!

Master said: No matter how busy you are, you should put merit-making deeds first!

Friday Reflection
2nd Friday
13 Rajab 1447 AH
(02 January 2026)

O Allah provide for our needs with ease now and always.
أعوذ بالله من الشيطان الرجيم.
وَكَاَيِّنۡ مِّنۡ دَآبَّةٍ لَّا تَحۡمِلُ رِزۡقَهَا    ۖ اللّٰهُ يَرۡزُقُهَا وَاِيَّاكُمۡ‌‌ۖ وَهُوَ السَّمِيۡعُ الۡعَلِيۡمُ
"And how many a creature carries not its [own] provision. Allah provides for it and for you. And He is the Hearing, the Knowing." [Q29:60]
---
وَكَأَيِّن مِن دَابَّةٍ لاَ تَحْمِلُ رِزْقَهَا

And so many a moving creature carries not its own provision!

...it does not have the ability to gather its provision and ability save it for tomorrow.

اللَّهُ يَرْزُقُهَا وَإِيَّاكُمْ

Allah provides for it and for you.

...Allah allots its provision to it even though it is weak, and makes it easy for it. He sends provision to every creature in the appropriate manner, even the ants in the depths of the earth, the birds in the air and the fish in the sea.
Allah says:
وَمَا مِن دَابَّةٍ فِي الاٌّرْضِ إِلاَّ عَلَى اللَّهِ رِزْقُهَا وَيَعْلَمُ مُسْتَقَرَّهَا وَمُسْتَوْدَعَهَا كُلٌّ فِى كِتَابٍ مُّبِينٍ

And no moving creature is there on earth but its provision is due from Allah. And He knows its dwelling place and its deposit. . All is in a Clear Book. [Q11:6]

وَهُوَ السَّمِيعُ الْعَلِيمُ

And He is the All-Hearer, the All-Knower.

...He hears all that His servants say and He knows their every movements.
----
اللهم بارك لنا فى رجب و بارك لنا في شعبان و بلغنا رمضان
O Allah bless us in Rajab and bless us in Shaban and let us reach Ramadan.
رَبَّنَا تَقَبَّلْ مِنَّا إِنَّكَ أَنتَ السَّمِيعُ الْعَلِيمُ
"Our Lord! Accept (this service) from us: For You are the All-Hearer, the All-Knower. [Q2:127
رَبَّنَا لَا تُزِغۡ قُلُوۡبَنَا بَعۡدَ اِذۡ هَدَيۡتَنَا وَهَبۡ لَنَا مِنۡ لَّدُنۡكَ رَحۡمَةً ‌ ۚ اِنَّكَ اَنۡتَ الۡوَهَّابُ
Our Lord, let not our hearts deviate after You have guided us and grant us from Yourself mercy. Indeed, You are the Bestower. [Q3:8]
 اللهم صل وسلم على نبينا محمد
O Allah we ask for your peace and blessings upon our Prophet Muhammad.
Jumu'ah Mubarak sir and ma.

HOW TO PUT PAYMENT NARRATION IN YOUR BANK TRANSFER IN 2026

Tax is mainly focused on taxable income and this taxable income is basically money paid to you in exchange for a particular service

So if you refuse to put the right payment narration, you may face some problems or even pay more, when filing your T A X Return

If you describe the payment narration correctly, you only pay tax when required... and nothing extra.

SIMPLE DESCRIPTIONS YOU CAN USE (LEGALLY)

1. When a Family member sends you money, they should write

 "Gift / Family support" in the payment narration

2. When a Friend or anyone pays you back the money they owe you, tell them to write:

"Refund / Reimbursement"

3. When you move your own money to another account, write:

"Personal transfer/savings."

4. When someone lends you money, he or she should write:

 "Loan received"

5. If you put your own money into a business, write:

"Capital contribution"

6. If you operate a POS and your customers want to make a transfer to you

They should write

POS transaction

7. You are a business owner and you sell things

Your customer should put narration like this

Payment for two cartons of Vu Indomie

Ignorance of the law is no excuse. So be proactive it will not be easy for any amount wrongfully deducted as taxes to be refunded.so be wise and shine your eyes. May we be guided aright.

From:Bamalli

Something that will save you from tax come 2026.

TAX Many people get taxed unnecessarily not because they earned income, but because their transactions were poorly described.

Follow these steps to be safe

LAW 1. When a family member sends you money, the narration should read: "Gift / Family Support."

2. When a friend refunds or pay you back money he borrowed from you, the narration should be: "Refund/Reimbursement."

3. When you're moving your own money between accounts, write: "Personal Transfer/Savings."

4. When someone lends you money, the narration should clearly state: "Loan."

5. When you invest your personal funds into a business, write: "Capital Contribution."

These simple narrations help distinguish income from non-income, protect you during audits, and can save you from unnecessary tax trouble.

There are people who shake the world with their voices, and there are people who shake the heavens with their sincerity.

The story of Uways ibn ʿĀmir al-Qaranī is not just history.

It is an invitation, a possibility,
You could be one of Allah's closest servants... even if no one ever knows your name.

Uways ibn Amir al Qarani was a poor man from Yemen. He lived a simple life and took care of his elderly mother. He was not known, not respected by society, and had no special position. To most people, he looked like an ordinary man with nothing remarkable about him.

During the lifetime of the Prophet Muhammad ﷺ, Uways believed in Islam and loved the Prophet ﷺ deeply. He wanted more than anything to travel to Madinah and meet him. But Uways had one responsibility that came before his own desires his mother. She was old, weak, and depended on him completely.

One day, Uways asked his mother for permission to go to Madinah. She allowed him, but only for a very short time because she could not manage without him. Uways agreed. He traveled toward Madinah with great excitement in his heart.

When he arrived, the Prophet ﷺ was not in the city. At that moment, Uways faced a choice. He could wait until the Prophet ﷺ returned, or he could keep his promise to his mother and go back immediately. Uways chose his mother. He did not wait. He turned around and returned to Yemen so his mother would not suffer.

Because of that choice, Uways never met the Prophet ﷺ in person.

Even though Uways never met him, the Prophet ﷺ spoke about him to his Companions. Uways never met the Prophet yet he told them that a man named Uways ibn Amir would come from Yemen. He described him clearly. He mentioned that Uways once had leprosy and Allah cured him except for a small mark. He said that Uways was extremely devoted to his mother. Then the Prophet ﷺ said something amazing:

لَوْ أَقْسَمَ عَلَى اللَّهِ لَأَبَرَّهُ
"If he were to swear by Allah, Allah would answer him."
A person whos Dua is 100% answered !?

The Prophet ﷺ even told the Companions that if they ever met Uways, they should ask him to make duaa and ask Allah for forgiveness for them.

Years later, after the Prophet ﷺ had passed away, Umar ibn al Khattab رضي الله عنه became the Caliph. Umar remembered what the Prophet ﷺ had said. Every year during Hajj, Umar would ask people from Yemen if there was a man among them named Uways ibn Amir.

For many years, no one knew him.

Finally, Umar found him. Uways was poor and living a simple life. Umar asked him questions to confirm his identity. Did you have this illness. Are you from this tribe. Do you have a mother and take care of her. Uways answered yes to everything.

Then something incredible happened.
Umar, the leader of the entire Muslim world, the Ameerul Mu'mineen, asked Uways to make duaa for him.
Who wouldnt grab that opportunity, a man whose prayers will be answered unconditionally.
A man unknown to the world but well known in the heavens.

After that, people began to notice Uways. But Uways did not like attention. He did not want fame or recognition. He preferred to remain unknown. He returned to his quiet life, worshiping Allah and caring for his mother.

Why this Story matters to us?

Uways was not special because he was famous. He was special because he was sincere. He did not do big public acts. He did not give speeches. He did not lead armies. His greatness came from obedience to Allah and kindness to his mother.

This means something very important for us today.

You do not need to be famous to be close to Allah.
You do not need people to notice your worship.
You do not need followers or praise.

If you pray sincerely, care for your parents, avoid sin when no one is watching, and choose Allah over your desires, you can be raised in rank just like Uways.

The story of Uways teaches us that sometimes, even when we desire something deeply for the sake of Allah, circumstances may prevent it. But continued obedience, thats what matters.

It teaches us that some of the greatest people in Islam lived quietly. They were unknown on earth but honored in the heavens.

And that door is still open.

We could be one of them.

اللهم ارزقنا الإخلاص، واجعلنا من عبادك الصالحين ولو كنا مجهولين بين الناس.

O Allah, grant us sincerity and make us among Your righteous servants even if we are unknown among people.

Daily Reflections
                                  ﷽

*The person in debt will not enter Paradise until the debt is paid off!*

Muhammad ibn Jahsh said: 'We were sitting with the Messenger of Allaah ﷺ  when he raised his head towards the sky, then he put his palm on his forehead and said: "Subhaan-Allaah! What a strict issue has been revealed to me!" We remained silent and were afraid. The following morning I asked him,

"O Messenger of Allaah, what is this strict issue that has been revealed?" He said, "By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off." [Hasan -al-Nasaa'i]

Bamalli